Letter from the President


Letter From The President

Welcome and thank you for visiting our Company’s website.

Since our founding in 1996, we have focused on serving the business and banking community. As an asset based lending company, we provide working capital financing to emerging businesses throughout the South. For many, we have partnered with hundreds of business owners to grow their companies and achieve their goals.

As experienced bankers, we work closely with our bank partners to provide Opportunity. Opportunity to incubate long term prospective banking relationships. Opportunity to help existing customers get to the next level when a traditional line of credit will not fit.   Opportunity to enhance credit quality by leveraging our capabilities, experience, and expertise. Opportunity to participate in a fully secured manner in the success of growing companies.

Our focus is always relationships. We are relationship lenders and partners to the companies and financial institutions we serve. We know that the work that we do is important, and our greatest reward is the knowledge that, because of what we do, businesses thrive and grow. This translates into jobs for neighbors in our communities, education for their children, and opportunity for succeeding generations. We work every day to uphold this responsibility. It is our privilege to do so.

The vast majority of the companies which we finance move on to, or return to, more traditional bank financing within a short period of time. We celebrate this among our greatest successes.

I hope you’ll take the time to explore our site, which was developed by our Associates with you in mind. You will find a wealth of information here about firm, as well as current educational and thought leadership in asset based and C&I lending. I also encourage you to reach out to one of our associates if you are or know of a company or financial institution that we could assist.

Thank you for your interest in Southeastern Commercial. We look forward to working with you in the future.

Patrick Trammell

Founder & President
Southeastern Commercial Finance, LLC