Would you like avenues to establish new deposit relationships or expand existing relationships?
Would you like to have the necessary information to better manage your existing collateral base?
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| As a lender, you are continually faced with credit requests that range from easy to impossible. Somewhere in the middle, you often find those situations that are beyond your policy reach.
They may be companies with good ideas, good management, good products or services that lack the pledgeable assets and or maturity for you to put them into your loan portfolio. The potential borrower's confidence in what he is doing and what he requires financially can create a very frustrating situation.
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Profile of Our Typical Bank Referral
- A company that has not established an adequate track record to qualify for financing
- Amount of the requested line of credit is too small for the Bank’s consideration
- A Company with too little equity to qualify for traditional Bank financing
- A Company which has experienced losses but has a viable turnaround plan
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Southeastern Commercial Finance was founded by experienced Alabama Bankers and does not intend to compete with banks. In fact, we want to work with you as an alternative financing source for those customers and prospects that need the extra attention we can provide.
Our objective is to serve as a resource that assists you and your customers with professionalism and integrity. We seek to maintain and develop relationships with professional bankers who may assist us in our efforts to identify potential situations where we can add true value. We understand how valuable your business and personal relationships are and can pledge the highest degree of professionalism and confidentiality in any potential transaction.
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Southeastern focuses on:
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Maintaining customer loyalty and deposit relationships.
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Providing additional monitored collateral sources.
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Providing additional lending opportunities.
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Strengthening of customer's financial position.
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Valuable and timely reporting on accounts receivable collateral. |
